Chapter 115 Veterans' Assistance

The Massachusetts General Law (MGL) Chapter 115 Benefits Program is a needs-based, means tested program administered by the cities and towns of the Commonwealth. It is available for veterans and dependents who require financial assistance for any of the following resources:

  • OB/Fuel/Medical: This is the highest level of benefits and provides financial assistance to recipients to help pay shelter, heating, and medical premiums. These recipients have lower income than other benefit levels.
  • Fuel/Medical: This is the mid-level of benefits and provides financial assistance to recipients to help pay heating and medical premiums. These recipients have income that is too high to qualify for shelter assistance.
  • Medical Only: This is the lowest level of benefits and provides financial assistance to recipients to help pay medical premiums. These recipients have higher income than other benefit levels, while still falling under 200% of the FPL.
  • Spend-Down: This level is similar to the medical only level, but does not pay 100% reimbursement of medical premiums as the recipient's income is above 200% of the FPL, and the benefit amount is adjusted by the dollar amount that exceeds 200% of the FPL.

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